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SENIOR CITIZEN INCOME TAX BENEFITS: SECTION 80TTB AND OTHERS The budget for the year 2018 panned out really well for senior citizens. With the introduction of a new section 80TTB, the senior citizens are exempted from taxes to a large extent. Since old age takes its toll on a person’s health and pocket, the Finance Ministry has taken special care of the elderly with the introduction of a new section to the Income Tax Act, Section 80TTB. This section gives senior citizens relaxations in tax payable. Various deductions are introduced for the senior citizens under two categories: Senior Citizen and Super Senior Citizen. ELIGIBILITY The following people qualify to be called: Senior citizens if age <= 60 years Super Senior Citizens if age <= 80 years PROVISIONS UNDER SECTION 80TTB SLAB RATES SLAB RATES NON-SENIOR CITIZEN/ NORMAL CITIZEN SENIOR CITIZEN SUPER SENIOR CITIZEN TAX-FREE INCOME (IN LAKHS)UP TO 2.5UP TO 3UP TO 55%  (IN LAKHS)2.5 – 53 – 5NA EXEMPTIO...

Banking is no new term to anyone be it homemakers, salaried people, businessmen, farmers, students or any other profession. Especially the Indian homes are well connected with banks and banking. The banking industry takes care of the finances of a country which includes credit and cash. Banks are the backbone of the economy in a country and hence strict rules and regulations are imposed on the modus-operandi of banks. The major transactions that happen at banks are granting credits and accepting deposits from various entities. RBI is the apex body that governs and monitors bank across India. It is responsible for regulating the monetary policy in the country. BANK CLASSIFICATION IN INDIA There are two broad categories under which banks are classified in India-  SCHEDULED AND NON-SCHEDULED BANKS. The scheduled banks include  COMMERCIAL BANKS AND COOPERATIVE BANKS . The commercial banks include  REGIONAL RURAL BANKS, SMALL FINANCE BANK, FOREIGN BANKS, PRIVATE SECT...

Use of Helping Verbs ( मदद करने वाली क्रिया का प्रयोग करें) The Helping verbs are - is, are, am, was, were, has, have, had. 'Is, are, am, was, were' -Helping verbs are used for verb 'to be' which means 'be something'. Has, have, had - Helping verbs are used to denote possesion. 'Is, are, am, has & have' are used in present tense and 'was, were & had' are used for past tense. These are commonly used in day to day english conversation. Examples used in very common conversation are given below. Please read the examples with a voice. Think of similar sentences which you may use in your English conversation and repeat them with a voice in a flow. This practice will help in speaking English fluently. Is, are, am, was, were' - Helping verbs (सहायक क्रिया) वाकया मैं 'है/हूँ' के स्थान पर प्रयोग होता है. दूसरे सहाय क्रिया शब्द -' has, have, had' का प्रयोग 'अधिकार मैं होना' के अर्थ मैं होता है. इनका प्रयोग रोज की ...